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Supporting Seniors with Heart and Skill

Compassionate, reliable support ensuring comfort and safety at every
care stage.

  • Self-Pay Options for In-Home Senior
    Care: In-Home Senior Care

    • Paying Out of Pocket
    • Trusts
    • Reverse Mortgages
    • Annuities
    Private Long Term Care Insurance

    A Long Long Term Care insurance policy can save you a lot of money when it comes to In-Home Senior Care. It is true, you might spend several thousand dollars while you keep your policy up to date, but long term In-Home Senior Care can be quite expensive outside of insurance coverage. Paying a few thousand dollars spread out over 20 years is going to be much cheaper than paying for your In-Home Senior Care out of pocket.

    Paradise In-Home Care offers quality Alzheimer’s In-Home Care to the greater San Francisco Bay Area.

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  • Senior Health Insurance Options:
    Medicare vs. Medi-Cal (Medicaid)

    Public-based health insurances, such as Medicare and Medicaid can assist some but not all seeking care options. Unfortunately, Medicare will not cover In-Home Senior Care. Medi-Cal (California’s Medicaid program) will work for funding care within a nursing home. This may be the only solution for some people, but it is not always the best solution, especially for those individuals that only need some limited assistance. Instead, private long term care insurance tends to be much more flexible and you can even buy a policy that will pay solely for In-Home Senior Care if you wish.

Other Options … Veterans Assistance

By going through the VA you may have many options. You may be able to go with In-Home Senior Care if the criteria are met, but you can also use the funds for an assisted living facility or an extended stay in a nursing home. This is a very useful tool if you are a veteran and definitely worth the effort of applying.

In-Home Supportive Services

In-Home Supportive Services (IHSS) is a California program designed to help reduce costs by providing non-medical care to elderly or disabled people within their homes. This is a great option for people with lower incomes as it can drastically offset your costs. Veterans Affairs benefits also fall into this category of assistance for those that have served our country and qualify for In-Home Senior Care services.

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